If your getting ready for your big day, I’m sure you know that drone cinematography has become one of today’s leading wedding trends. Drones can capture memorable moments from a unique view in a way that no ordinary camera can. But while the ability to capture a wedding event with a drone camera is truly extraordinary, the risks are not inevitable…
In October 2016, at a wedding in California, a guest lost her eye after she was struck by the wedding photographer’s drone. Not only did the woman suffer from a life changing injury, she then learned that her insurance policy, the wedding venue's insurance, and the photographer's insurance did not cover cases like hers. While the guest’s insurance did provide commercial general liability, it failed to protect against bodily injuries caused by “any aircrafts”. Despite her efforts to claim that the injury was not caused by an aircraft, and rather a piece of equipment, a court ruled that her insurance would not be responsible for covering this incident.
You can find more information regarding the case discussed here.
When we think of weddings, we think of happiness, joy and celebration. Tragedies like this take away from the true beauty that should be experienced at such events - and unfortunately, cases like this happen more often than we think.
Those who are not drone professionals tend to think that drones are ‘expensive toys’ or ‘equipment’. They forget to go the extra mile and consider providing insurance for them. Many assume that their homeowner’s insurance policies will cover drone accidents. However, as mentioned in the accident above, this is not always true. If you are a pilot, you know how valuable expensive your drone and it's equipment is. Because you use your drone for professional purposes, you will greatly benefit by purchasing drone insurance.
Had the drone photographer at the wedding obtained the relevant drone insurance before using the drone for work, the guest would have been insured. It is a shame for the drone community to be bashed when necessary measures can be taken.
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SkyWatch.Ai is committed to ensuring that commercial drones are used in the safest way possible. While no one can assure that drones will never lead to injuries, SkyWatch.AI can promise drone owners one thing for sure - safe, flexible, and affordable on-demand drone insurance. By acquiring a coverage policy via SkyWatch.AI, drone owners, and especially wedding photographers, can rest assured knowing that in the unfortunate event of a bodily accident to them or others, everyone will have full coverage.
We are proud to provide coverage for professional and experienced pilots such as Michael Jensen. Michael has been in the aerial photography business for 15 years, and he has a wealth of knowledge on drone use for weddings. Based in Sacramento, Michael owns a premier wedding and event video production company. Watch the video below to learn from his professional expertise about wedding photography.
In order to properly avoid dangerous wedding accidents, we encourage drone lovers and professionals to review their insurance policies and understand the implications of not having drone insurance. If you want to hire a drone photographer or videographer for your wedding, it is in your best interest to make sure beforehand that they know the importance of being properly insured. SkyWatch.AI wants to help promote the benefits of the drone industry, and by ensuring that pilots get meaningful coverage, we believe we can efficiently do so!