Annual Drone Insurance Your Way

Inclusive liability and hull insurance, all year long. Purchase once, change whenever.

All your drones under one policy
365 days of coverage across the US
Reduced hull rates

SkyWatch.AI drone insurance policies cover

  • 3rd party aviation liability for all uses on-demand
  • Liability coverage for all drones under one policy
  • Bodily injury and property damage (from $0.5 to $5M liability limit)
  • Add your client as an additional insured with no extra payment
  • Personal injury and privacy claims coverage

The optimal coverage for drone professionals

  • Coverage anytime and anywhere in the US
  • Setup once, change whenever you need to with a prorated premium
  • Hull coverage for drones & equipment including rentals (save 40% compared to the Monthly Plan)
  • Free to fly with any app/controller

What our pilots say about us?

The claim handling was perfect. The team was professional and got it done ASAP. I really appreciate it.
Manny Marron
Drone Vision Media
The interface is very easy to use, and my customer loved that everything covered was spelled out.
Wyatt Bowles
B&C Aerial Solutions
Outstanding customer service: quick replies, customization of COI. Everything is possible. Thanks a lot!
David Lanter
Timanu Labs
Get a Quote

Drone professionals are moving fast!

That's why we offer an annual insurance plan, where pilots can fly with peace of mind with an inclusive policy covering both liability and hull. Our policies are rated A "Excellent" by AM Best and trusted by top drone professionals.

With an SkyWatch's annual plan, you'll be covered anywhere and anytime in the US, without additional setup or costs. Over the course of the year, you can modify your additional insured and certificate of insurance as need be!

Add hull coverage to your policy and protect your drones and equipment against physical damage, loss, and theft. (Including on ground and in air).

- Reduced 8% annual hull rate (vs. 14% on the monthly plan)
- 15% renewal discount for pilots without claims
- Flexible changes throughout the coverage period with a prorated premium

Additional coverages available including
- Expended Personal Injury coverage (privacy claims)
- Expended Medical Pay coverage
- Indoor coverage for commercial, training and racing
- Worldwide coverage for commercial use

Explore Our Pricing

Choose your liability limit to get a quote! Here's the best part - Discounts based on your Safety Score and Insurance Experience are calculated into your monthly cost.

Liability Limit

Choose the coverage liability limit you desire:

Insurance Experience

The number of claims-free months

Safety Score

The average rating of your shared flights


Base rate


- 10%


- 20%


- 30%



What's the right plan for me?

Annual Plan

Top choice by drone professionals
  • Reduced hull rate (save up to 40%)
  • One policy for all drones and equipment
  • Flexible changes with prorated premium
  • $1M liability base pricing $750
  • 15% renewal discount
Get Annual

Monthly Plan

Maximum flexibility, always in control
  • Hull coverage for drones and equipment including theft, fly-away and transit
  • Pay by the month
  • Modify month by month
  • $1M liability base pricing $62
Get Monthly
$10M Max Liability Limit
Discounts up to 30% off based on Safety Score

Ready to get started with SkyWatch.AI Annual Drone Insurance?