Guide: Certificate Of Insurance 101

The Certificate of Insurance (COI) is an essential document that provides an overview of the insurance policy as well as a proof of insurance that can be given to authorities, clients and partners. In this guide, we will explain every aspect of the Certificate of Insurance and answer some of the most frequently asked questions.

Why do I need a COI?

Your COI is an essential piece of your insurance plan. Not only does it serve as proof of your insurance policy, but it also summarizes all the important factors of your policy. Often times, potential clients will ask to see your COI in order to understand your coverage. These clients include, but are not limited to:
  • Corporate Safety Departments
  • Production Companies
  • National Parks
  • Wedding Venues
  • National Parks
  • Real Estate Brokers

What’s included on my COI?

  • Personal/Company information
  • Effective date of policy
  • Coverage involved
  • Policy limits
  • Additional insured
  • Verification link

How do I set my additional insured?

Adding an additional insured is possible both via the SkyWatch.AI Web portal, and through the SkyWatch.AI app. Adding an additional insured is completely free of charge, and you can add as many as you need.

An additional insured can be:

  • A Person
  • A Company
  • A Venue
  • A Co-pilot

When will I receive my COI?

Once you have officially purchased insurance via SkyWatch.AI, you will immediately receive your COI as an attachment to the confirmation Email.

COI Walkthrough

To start us off, let's look at a sample of a COI for a SkyWatch.AI monthly plan.

Example Monthly Plan COI
Example Monthly Plan COI

Below is a sample of a COI for an on-demand/ hourly plan. The only difference between the COI for monthly and hourly is the policy period and coverage territory:

Example Monthly Plan COI


All the information you provide when purchasing your insurance is then directly found on your COI. When scanning or clicking on your QR code, you will be taken to another page. On that page you will see that your status reads active. This means that your insurance has officially started.


Can I update my COI after I have already purchased my insurance?

YES! You can always modify your COI as need be. If you want or need to add another additional insured - don’t fret, it all possible even after your purchase, via the SkyWatch.AI app and web portal.

Your policy will remain the same and the new certificate will be instantly available through the app.

For other changes in the COI please contact support@skywatch.ai.

How to modify my COI

  1. On the SkyWatch.AI App, enter the ‘My Flights’ tab of the main menu.
  2. Locate your active policy under the ‘with insurance’ tab, you will see a 3-dots button on the right side.
  3. Once you click on them, you will see the option to add an additional insured. If you have a co-pilot, this is the place to add him/her to your policy.
  4. Press Save
  5. Enter the same menu and press Show Certificate to get your new COI

Once adding or modifying your additional insured, your COI will be updated automatically.

SkyWatch.AI app tutorial
SkyWatch.AI App 'My Flights' Screen

  1. On the web portal, sign into your account and enter the ‘Policy Management’
  2. Under your active insurances, you will see a 3-dots button on the right side.
  3. Press and you will see the option to add an additional insured.
  4. Press Save
  5. Enter the same menu and press Show Certificate to get your new COI

SkyWatch.AI Web Tutorial
SkyWatch.AI 'Policy Management' Screen On Web

Get SkyWatch.AI

Keep Reading