Skywatch Blog

Your Client Wants a COI. Here's What That Actually Means.

What a certificate of insurance actually is, why clients require it, what additional insured status means, and what commercial drone operators need to sort out before every job.

Drone Spraying Insurance for Agriculture: What You Need

This post explains the unique insurance requirements for drones used in pesticide and fertilizer application, including drift liability, equipment endorsements, and what to confirm with your provider before your first spray mission.

How to Choose Coverage Limits for Ag Drone Insurance

A practical guide helping agricultural drone operators calculate the right liability and hull coverage limits based on field size, equipment value, and the specific crops they fly over.

What Clients Actually Ask For When They Hire a Drone Pilot

Does Your Flying Club Membership Cover You? What Renter Pilots Need to Know

Flying club membership gives you access to shared aircraft, but it doesn't give you personal insurance protection. Here's what renter pilots and CFIs need to know about non-owned aircraft insurance when flying through a club.

On-Demand vs Annual Commercial Drone Insurance: How to Choose the Right Policy

A guide for commercial drone operators comparing on-demand and annual drone insurance, covering when each policy type makes sense based on flight volume, coverage needs, and client requirements.

When Should You Update Your Agriculture Drone Insurance Policy

This post walks ag drone operators through the specific business milestones and equipment changes that trigger the need to update their drone insurance policy before their next flight, helping them stay protected and compliant year-round.

How to Choose Agriculture Drone Insurance Coverage Limits

A practical walkthrough helping ag drone operators calculate the right liability and hull coverage limits based on acreage, drone value, payload type, and the specific crops and equipment they fly over.

A Drone Hit a JetBlue Plane at JFK. Here's Why the Pilot Probably Has No Insurance Coverage.

A drone struck JetBlue Flight 948 on approach to JFK on June 29, 2026. Here is what it means for drone insurance coverage and why flying in restricted airspace voids your policy.

What Drives Your Aircraft Insurance Premium: A Guide for Owners

A practical guide for aircraft owners explaining the key factors that determine your insurance premium, including time in type, retractable gear, hull value, pilot currency, and how to get better rates at renewal.

Your Non-Owned Aircraft Insurance Is Excess Coverage. Here's What That Means.

Most renter pilots think their non-owned aircraft insurance pays first. It does not. Here is how excess coverage actually works, what it pays, and what it does not.

Aircraft Insurance Requirements: What Your Airport, Lender, and State Actually Expect

A clear guide for aircraft owners on who actually requires insurance, what lenders and airports expect, how named pilot warranties work, and how to choose between liability-only and hull coverage.